Mortgage Advisory Tax Planning Best Rates

Home Loan Advisory

Buying a home is one of the most significant financial decisions you will make. We ensure your loan is financially sound, compliant, and aligned with your long-term goals.

Overview What We Do Our Process
Home Keys
Financial Planning
Meeting

Overview Independent Advisor

Our Home Loan Advisory service helps you secure the most suitable home loan by evaluating your eligibility, comparing lenders, and structuring the loan in a way that minimizes long-term interest costs while ensuring smooth approval and disbursement.

At The CA Desk, we act as an independent advisor — not just a loan facilitator — ensuring that every decision is financially sound, compliant, and aligned with your long-term goals.

Home Loan Overview
Smart Financing Sound Decisions

What We Do Comprehensive

From eligibility assessment to tax optimization, we handle the entire lifecycle.

Assess borrower eligibility and credit profile

Thorough analysis of your financial standing to determine loan capability.

Compare home loan options across banks and NBFCs

Unbiased comparison to find the best interest rates and terms.

Advise on fixed vs floating interest rates

Strategic advice based on market trends and your risk appetite.

Review and prepare loan documentation

Meticulous verification to ensure smooth and quick approval.

Provide tax planning guidance

Maximize your home loan tax benefits under current IT laws.

Our Process Step-by-Step

A structured approach to securing your dream home.

1

Requirement and eligibility assessment

Understanding your needs and checking financial health.
2

Borrower and property verification

Due diligence to prevent future complications.
3

Lender comparison and shortlisting

Selecting the best financial partner for you.
4

Sanction review and clarification handling

Addressing lender queries to secure the sanction letter.
5

Disbursement & Post-loan advisory

Coordinating funds release and optimizing tax benefits.

Key Deliverables Tangible Value

Documents and reports you will receive.

Comparative lender report
EMI and interest optimisation sheet
Sanction letter review
Home loan tax benefit computation

Who Should Opt Target Audience

First-time home buyers

Navigate the complex process with confidence.

Self-employed professionals

Tailored documentation for business income profiles.

Salaried individuals

Seeking better loan terms and tax planning.

NRIs

Investing in residential property in India.

Planning to buy a home?

Get a CA-reviewed home loan plan before committing to any lender.

FAQ

Quick Answers

Request Callback