Loan Against Property Overdraft (OD) Low Rates

Mortgage Loan / LAP Advisory

Unlock the value of your residential, commercial, or industrial property. We structure your mortgage funding efficiently with the right lender, tenure, and repayment model.

Overview What We Do Our Process
Office Building
Finance Analysis
Keys and Property

Overview Unlock Value

A Loan Against Property (LAP) allows you to leverage your residential, commercial, or industrial assets to secure funds without selling them. It is one of the most cost-effective ways to raise capital for business or personal needs.

We help you structure mortgage funding efficiently by selecting the right lender, tenure, and repayment model (Term Loan, OD, or DOD) based on your cash flows and financial objectives.

Modern Office
Asset Leverage Smart Funding

What We Do End-to-End

Comprehensive support from valuation to disbursement.

Property valuation and eligibility assessment

Assessing the fair market value of your asset to maximize loan eligibility.

Comparison of banks and NBFC mortgage options

Identifying the best rates and terms across multiple financial institutions.

Structuring LAP, OD, or DOD facilities

Choosing between Term Loans, Overdrafts, or Dropline Overdrafts based on cash flow.

Interest rate and tenure optimisation

Negotiating favorable terms to minimize interest outflow over the long term.

End-to-end lender coordination

Handling documentation, queries, and follow-ups until disbursement.

Our Process Streamlined

A clear path to unlocking your property's value.

1

Property review

Initial assessment of property documents and status.
2

Valuation

Formal valuation to determine maximum funding potential.
3

Lender shortlisting

Matching your profile with the most suitable banks/NBFCs.
4

Application filing

Preparing and submitting a robust loan file.
5

Sanction & Disbursement

Reviewing the offer letter and coordinating funds release.

Key Deliverables Actionable

Essential documents for informed decision making.

Property valuation analysis
Lender comparison matrix
EMI and interest optimisation plan

Ideal For Who benefits?

Business expansion funding

Growth capital for new projects or markets.

Working capital needs

Manage cash flow gaps effectively.

Debt consolidation

Replace high-cost debt with lower-cost secured loans.

Personal liquidity

Raise funds without selling your asset.

Need capital without selling your property?

Get a CA-structured LAP solution tailored to your financial profile.

Contact Our Advisors

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